Punjab & Sind Bank RAMUWALA Branch IFSC Code

PSIB 0021440
Punjab & Sind Bank Logo Punjab & Sind Bank
RAMUWALA — BATHINDA, PUNJAB
MICR: 151023309 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
RAMUWALA
IFSC Code
PSIB0021440
MICR Code
151023309
Address
VPO BHAGTA,DISTT BHATINDA,PUNJAB -151206
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City
BATHINDA
District
BHAGTA
State
PUNJAB
Contact
+919417755486

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021440 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021440.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021440.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
4
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021440 — Branch code (RAMUWALA)

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Frequently Asked Questions

Is PSIB0021440 valid for online transfer?
Yes, PSIB0021440 is a valid IFSC code for Punjab & Sind Bank RAMUWALA branch in BATHINDA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021440 belong to?
PSIB0021440 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RAMUWALA is 151023309. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021440?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.