Punjab & Sind Bank OKHAR Branch IFSC Code

PSIB 0021445
Punjab & Sind Bank Logo Punjab & Sind Bank
OKHAR — BILASPUR, CHHATTISGARH
MICR: 495023503 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
OKHAR
IFSC Code
PSIB0021445
MICR Code
495023503
Address
VPO OKHAR MASTURI DISTT BILASPUR CHHATTISGARH 495551
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City
BILASPUR
District
MASTURI
State
CHHATTISGARH
Contact
+919993969954

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021445 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021445.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021445.

IFSC Code Structure

P
S
I
B
0
0
2
1
4
4
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021445 — Branch code (OKHAR)

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Frequently Asked Questions

Is PSIB0021445 valid for online transfer?
Yes, PSIB0021445 is a valid IFSC code for Punjab & Sind Bank OKHAR branch in BILASPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021445 belong to?
PSIB0021445 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank OKHAR is 495023503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021445?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.