Punjab & Sind Bank NAUGAWAN Branch IFSC Code
PSIB 0021505
NAUGAWAN — LAKHIMPURKHERI, UTTAR PRADESH
MICR: 262023434
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- NAUGAWAN
- IFSC Code
- PSIB0021505
- MICR Code
- 262023434
- Address
- BO NAUGAWAN, VILL VISHALPUR, PO TRILOKPUR NAUGAWAN, DISTT LAKHIMPUR KHERI, UP-262902 Open in Google Maps
- City
- LAKHIMPURKHERI
- District
- NAUGAWAN
- State
- UTTAR PRADESH
- Contact
- +918948671460
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021505 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021505.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021505.
IFSC Code Structure
P
S
I
B
0
0
2
1
5
0
5
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021505 — Branch code (NAUGAWAN)
Frequently Asked Questions
Is PSIB0021505 valid for online transfer?
Yes, PSIB0021505 is a valid IFSC code for Punjab & Sind Bank NAUGAWAN branch in LAKHIMPURKHERI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021505 belong to?
PSIB0021505 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank NAUGAWAN is 262023434. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021505?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.