Punjab & Sind Bank KARARA Branch IFSC Code

PSIB 0021539
Punjab & Sind Bank Logo Punjab & Sind Bank
KARARA — KAMRUP, ASSAM
MICR: 781023501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
KARARA
IFSC Code
PSIB0021539
MICR Code
781023501
Address
YOUTH ATHLETIC CLUB, KARARA, BAIHATA CHARIALI, DIST-KAMRUP RURAL, ASSAM-781381
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City
KAMRUP
District
BAIHATI-CHARALI
State
ASSAM
Contact
+919435118565

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021539 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021539.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021539.

IFSC Code Structure

P
S
I
B
0
0
2
1
5
3
9
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021539 — Branch code (KARARA)

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Frequently Asked Questions

Is PSIB0021539 valid for online transfer?
Yes, PSIB0021539 is a valid IFSC code for Punjab & Sind Bank KARARA branch in KAMRUP, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021539 belong to?
PSIB0021539 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KARARA is 781023501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021539?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.