Punjab & Sind Bank KOTTAYAM Branch IFSC Code
PSIB 0021540
Punjab & Sind Bank KOTTAYAM — KOTTAYAM, KERALA
MICR: 686023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- KOTTAYAM
- IFSC Code
- PSIB0021540
- MICR Code
- 686023002
- Address
- KMC XLL/125, CHERIYILARCADE, KURIANS ROAD, TALUKA - KOTTAYAM, KERALA - 686001 Open in Google Maps
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914812565481
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021540 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021540.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021540.
IFSC Code Structure
P
S
I
B
0
0
2
1
5
4
0
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021540 — Branch code (KOTTAYAM)
Frequently Asked Questions
Is PSIB0021540 valid for online transfer?
Yes, PSIB0021540 is a valid IFSC code for Punjab & Sind Bank KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021540 belong to?
PSIB0021540 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank KOTTAYAM is 686023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021540?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.