Punjab & Sind Bank GARALGACHHA Branch IFSC Code
PSIB 0021566
Punjab & Sind Bank GARALGACHHA — HOOGHLY, WEST BENGAL
MICR: 700023031
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- GARALGACHHA
- IFSC Code
- PSIB0021566
- MICR Code
- 700023031
- City
- HOOGHLY
- District
- HOOGHLY
- State
- WEST BENGAL
- Contact
- +918100795222
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0021566 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021566.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021566.
IFSC Code Structure
P
S
I
B
0
0
2
1
5
6
6
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 021566 — Branch code (GARALGACHHA)
Frequently Asked Questions
Is PSIB0021566 valid for online transfer?
Yes, PSIB0021566 is a valid IFSC code for Punjab & Sind Bank GARALGACHHA branch in HOOGHLY, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021566 belong to?
PSIB0021566 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GARALGACHHA is 700023031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021566?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.