Punjab & Sind Bank AMBIKAPUR Branch IFSC Code

PSIB 0021685
Punjab & Sind Bank Logo Punjab & Sind Bank
AMBIKAPUR — SURGUJA, CHHATTISGARH
MICR: 497023002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
AMBIKAPUR
IFSC Code
PSIB0021685
MICR Code
497023002
Address
ANAMIKA COMPLEX,BESIDE TRIPATHI ENTERPRISES,CHANDANI CHOWK,RING ROAD,AMBIKAPUR,DIST SURGUJA,C.G.
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City
SURGUJA
District
AMBIKAPUR
State
CHHATTISGARH
Contact
+918370076418

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0021685 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0021685.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0021685.

IFSC Code Structure

P
S
I
B
0
0
2
1
6
8
5
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 021685 — Branch code (AMBIKAPUR)

Frequently Asked Questions

Is PSIB0021685 valid for online transfer?
Yes, PSIB0021685 is a valid IFSC code for Punjab & Sind Bank AMBIKAPUR branch in SURGUJA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0021685 belong to?
PSIB0021685 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank AMBIKAPUR is 497023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0021685?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.