Punjab National Bank JOWAI Branch IFSC Code
PUNB 0004320
JOWAI — JAINTIA HILL, MEGHALAYA
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- JOWAI
- IFSC Code
- PUNB0004320
- City
- JAINTIA HILL
- District
- JOWAI
- State
- MEGHALAYA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0004320 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0004320.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0004320.
IFSC Code Structure
P
U
N
B
0
0
0
4
3
2
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 004320 — Branch code (JOWAI)
Nearby Punjab National Bank Branches in JAINTIA HILL
View all Punjab National Bank branches in JAINTIA HILL →Frequently Asked Questions
Is PUNB0004320 valid for online transfer?
Yes, PUNB0004320 is a valid IFSC code for Punjab National Bank JOWAI branch in JAINTIA HILL, MEGHALAYA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0004320 belong to?
PUNB0004320 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0004320?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.