Punjab National Bank GARULIA Branch IFSC Code

PUNB 0012920
Punjab National Bank Logo Punjab National Bank
GARULIA — NORTH 24 PARGANAS, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
GARULIA
IFSC Code
PUNB0012920
Address
142/3 GHOSEPARA RD,SHYAMNAGAR,24PGS(N)
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City
NORTH 24 PARGANAS
District
SHYAMNAGAR
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0012920 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0012920.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0012920.

IFSC Code Structure

P
U
N
B
0
0
1
2
9
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 012920 — Branch code (GARULIA)

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Frequently Asked Questions

Is PUNB0012920 valid for online transfer?
Yes, PUNB0012920 is a valid IFSC code for Punjab National Bank GARULIA branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0012920 belong to?
PUNB0012920 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0012920?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.