Punjab National Bank HABIBPURMALDA Branch IFSC Code

PUNB 0023420
Punjab National Bank Logo Punjab National Bank
HABIBPURMALDA — MALDA, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
HABIBPURMALDA
IFSC Code
PUNB0023420
Address
BUL BUL CHANDI,MALDA
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City
MALDA
District
HABIBPURMALDA
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0023420 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0023420.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0023420.

IFSC Code Structure

P
U
N
B
0
0
2
3
4
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 023420 — Branch code (HABIBPURMALDA)

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Frequently Asked Questions

Is PUNB0023420 valid for online transfer?
Yes, PUNB0023420 is a valid IFSC code for Punjab National Bank HABIBPURMALDA branch in MALDA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0023420 belong to?
PUNB0023420 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0023420?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.