Punjab National Bank LUDHIANA CIVIL LINES Branch IFSC Code
PUNB 0029700
Punjab National Bank LUDHIANA CIVIL LINES — CIVIL LINES, PUNJAB
MICR: 141024012
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- LUDHIANA CIVIL LINES
- IFSC Code
- PUNB0029700
- MICR Code
- 141024012
- City
- CIVIL LINES
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0029700 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0029700.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0029700.
IFSC Code Structure
P
U
N
B
0
0
2
9
7
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 029700 — Branch code (LUDHIANA CIVIL LINES)
Frequently Asked Questions
Is PUNB0029700 valid for online transfer?
Yes, PUNB0029700 is a valid IFSC code for Punjab National Bank LUDHIANA CIVIL LINES branch in CIVIL LINES, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0029700 belong to?
PUNB0029700 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA CIVIL LINES is 141024012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0029700?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.