Punjab National Bank LUDHIANA INDUSTRIAL AREA, Branch IFSC Code

PUNB 0030200
Punjab National Bank Logo Punjab National Bank
LUDHIANA INDUSTRIAL AREA, — LUDHIANA, PUNJAB
MICR: 141024017 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
LUDHIANA INDUSTRIAL AREA,
IFSC Code
PUNB0030200
MICR Code
141024017
Address
INDUSTRIAL AREA-A,
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0030200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0030200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0030200.

IFSC Code Structure

P
U
N
B
0
0
3
0
2
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 030200 — Branch code (LUDHIANA INDUSTRIAL AREA,)

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Frequently Asked Questions

Is PUNB0030200 valid for online transfer?
Yes, PUNB0030200 is a valid IFSC code for Punjab National Bank LUDHIANA INDUSTRIAL AREA, branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0030200 belong to?
PUNB0030200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA INDUSTRIAL AREA, is 141024017. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0030200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.