Punjab National Bank PHILLAUR-MAIN BAZAR Branch IFSC Code
PUNB 0038400
Punjab National Bank PHILLAUR-MAIN BAZAR — PHILLAUR, PUNJAB
MICR: 144024702
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHILLAUR-MAIN BAZAR
- IFSC Code
- PUNB0038400
- MICR Code
- 144024702
- City
- PHILLAUR
- District
- PHILLAUR
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0038400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0038400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0038400.
IFSC Code Structure
P
U
N
B
0
0
3
8
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 038400 — Branch code (PHILLAUR-MAIN BAZAR)
Nearby Punjab National Bank Branches in PHILLAUR
View all Punjab National Bank branches in PHILLAUR →Frequently Asked Questions
Is PUNB0038400 valid for online transfer?
Yes, PUNB0038400 is a valid IFSC code for Punjab National Bank PHILLAUR-MAIN BAZAR branch in PHILLAUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0038400 belong to?
PUNB0038400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHILLAUR-MAIN BAZAR is 144024702. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0038400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.