Punjab National Bank PUNE LAXMI ROAD Branch IFSC Code
PUNB 0038700
Punjab National Bank PUNE LAXMI ROAD — PUNE CITY, MAHARASHTRA
MICR: 411024003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PUNE LAXMI ROAD
- IFSC Code
- PUNB0038700
- MICR Code
- 411024003
- City
- PUNE CITY
- District
- PUNE
- State
- MAHARASHTRA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0038700 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0038700.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0038700.
IFSC Code Structure
P
U
N
B
0
0
3
8
7
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 038700 — Branch code (PUNE LAXMI ROAD)
Frequently Asked Questions
Is PUNB0038700 valid for online transfer?
Yes, PUNB0038700 is a valid IFSC code for Punjab National Bank PUNE LAXMI ROAD branch in PUNE CITY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0038700 belong to?
PUNB0038700 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PUNE LAXMI ROAD is 411024003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0038700?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.