Punjab National Bank RATLAM, DISTT. RATLAM ,MP Branch IFSC Code

PUNB 0040900
Punjab National Bank Logo Punjab National Bank
RATLAM, DISTT. RATLAM ,MP — RATLAM, MADHYA PRADESH
MICR: 457024002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
RATLAM, DISTT. RATLAM ,MP
IFSC Code
PUNB0040900
MICR Code
457024002
Address
DHANMANDI
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City
RATLAM
District
RATLAM
State
MADHYA PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0040900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0040900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0040900.

IFSC Code Structure

P
U
N
B
0
0
4
0
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 040900 — Branch code (RATLAM, DISTT. RATLAM ,MP)

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Frequently Asked Questions

Is PUNB0040900 valid for online transfer?
Yes, PUNB0040900 is a valid IFSC code for Punjab National Bank RATLAM, DISTT. RATLAM ,MP branch in RATLAM, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0040900 belong to?
PUNB0040900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank RATLAM, DISTT. RATLAM ,MP is 457024002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0040900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.