Punjab National Bank SURAT, MAIN Branch IFSC Code

PUNB 0043900
Punjab National Bank Logo Punjab National Bank
SURAT, MAIN — STATION ROAD, GUJARAT
MICR: 395024002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SURAT, MAIN
IFSC Code
PUNB0043900
MICR Code
395024002
Address
IST FLOOR, MEGHANI TOWER
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City
STATION ROAD
District
SURAT
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0043900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0043900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0043900.

IFSC Code Structure

P
U
N
B
0
0
4
3
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 043900 — Branch code (SURAT, MAIN)

Frequently Asked Questions

Is PUNB0043900 valid for online transfer?
Yes, PUNB0043900 is a valid IFSC code for Punjab National Bank SURAT, MAIN branch in STATION ROAD, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0043900 belong to?
PUNB0043900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SURAT, MAIN is 395024002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0043900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.