Punjab National Bank VARANASI NICHI BAGH, DISTT. VA Branch IFSC Code

PUNB 0046400
Punjab National Bank Logo Punjab National Bank
VARANASI NICHI BAGH, DISTT. VA — VARANASI, UTTAR PRADESH
MICR: 221024002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
VARANASI NICHI BAGH, DISTT. VA
IFSC Code
PUNB0046400
MICR Code
221024002
Address
NAGERMAHA PALIKA NICHI BAGH VARANASI
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0046400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0046400.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0046400.

IFSC Code Structure

P
U
N
B
0
0
4
6
4
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 046400 — Branch code (VARANASI NICHI BAGH, DISTT. VA)

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Frequently Asked Questions

Is PUNB0046400 valid for online transfer?
Yes, PUNB0046400 is a valid IFSC code for Punjab National Bank VARANASI NICHI BAGH, DISTT. VA branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0046400 belong to?
PUNB0046400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank VARANASI NICHI BAGH, DISTT. VA is 221024002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0046400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.