Punjab National Bank SURAT Branch IFSC Code

PUNB 0052120
Punjab National Bank Logo Punjab National Bank
SURAT — SURAT, GUJARAT
MICR: 395024028 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SURAT
IFSC Code
PUNB0052120
MICR Code
395024028
Address
TRADE HOUSE RING RD,MAA DARWAJA 1ST FL
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City
SURAT
District
SURAT
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0052120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0052120.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0052120.

IFSC Code Structure

P
U
N
B
0
0
5
2
1
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 052120 — Branch code (SURAT)

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Frequently Asked Questions

Is PUNB0052120 valid for online transfer?
Yes, PUNB0052120 is a valid IFSC code for Punjab National Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0052120 belong to?
PUNB0052120 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SURAT is 395024028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0052120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.