Punjab National Bank PHAGWARA Branch IFSC Code
PUNB 0057120
Punjab National Bank PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144024220
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHAGWARA
- IFSC Code
- PUNB0057120
- MICR Code
- 144024220
- City
- KAPURTHALA
- District
- KAPURTHALA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0057120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0057120.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0057120.
IFSC Code Structure
P
U
N
B
0
0
5
7
1
2
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 057120 — Branch code (PHAGWARA)
Nearby Punjab National Bank Branches in KAPURTHALA
PHAGWARA- GT ROAD JALANDHAR
PUNB0005710
GT ROAD , PHAGWARA DISTT KAPURTHALA 144401
MICR: 144024213 RTGS ✓ NEFT ✓ IMPS ✓
PANCHHAT
PUNB0006510
VPOPANCHHAT TEHPHAGWARA MOGA ROAD 144408
MICR: 144024217 RTGS ✓ NEFT ✓ IMPS ✓
JALANDHAR ROAD,KAPURTHALA,PUNJ
PUNB0025800
KAPURTHALA
MICR: 144024101 RTGS ✓ NEFT ✓ IMPS ✓
KAPURTHALA
PUNB0064410
THE MALL, KAPURTHALA 144601
MICR: 144024267 RTGS ✓ NEFT ✓ IMPS ✓
BEGOWAL
PUNB0071810
MAIN ROAD BEGOWAL 144621
MICR: 144024989 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0057120 valid for online transfer?
Yes, PUNB0057120 is a valid IFSC code for Punjab National Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0057120 belong to?
PUNB0057120 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHAGWARA is 144024220. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0057120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.