Punjab National Bank JAMMU GANDHI NAGAR, DISTT. JAM Branch IFSC Code

PUNB 0070200
Punjab National Bank Logo Punjab National Bank
JAMMU GANDHI NAGAR, DISTT. JAM — JAMMU, JAMMU AND KASHMIR
MICR: 180024016 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
JAMMU GANDHI NAGAR, DISTT. JAM
IFSC Code
PUNB0070200
MICR Code
180024016
Address
GANDHI NAGAR
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0070200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0070200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0070200.

IFSC Code Structure

P
U
N
B
0
0
7
0
2
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 070200 — Branch code (JAMMU GANDHI NAGAR, DISTT. JAM)

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Frequently Asked Questions

Is PUNB0070200 valid for online transfer?
Yes, PUNB0070200 is a valid IFSC code for Punjab National Bank JAMMU GANDHI NAGAR, DISTT. JAM branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0070200 belong to?
PUNB0070200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank JAMMU GANDHI NAGAR, DISTT. JAM is 180024016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0070200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.