Punjab National Bank PHARALA Branch IFSC Code
PUNB 0081600
Punjab National Bank PHARALA — PHARALA (DIST.NAWANSHAHR) PUNJAB, PUNJAB
MICR: 144024355
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHARALA
- IFSC Code
- PUNB0081600
- MICR Code
- 144024355
- City
- PHARALA (DIST.NAWANSHAHR) PUNJAB
- District
- PHARALA ,DIST.NAWANSHAHR PUNJAB
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0081600 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0081600.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0081600.
IFSC Code Structure
P
U
N
B
0
0
8
1
6
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 081600 — Branch code (PHARALA)
Frequently Asked Questions
Is PUNB0081600 valid for online transfer?
Yes, PUNB0081600 is a valid IFSC code for Punjab National Bank PHARALA branch in PHARALA (DIST.NAWANSHAHR) PUNJAB, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0081600 belong to?
PUNB0081600 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHARALA is 144024355. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0081600?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.