Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA Branch IFSC Code
PUNB 0089200
Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA — TOTU(SHIMLA), HIMACHAL PRADESH
MICR: 171024006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- SIMLA TOTU BAZAR, DISTT. SIMLA
- IFSC Code
- PUNB0089200
- MICR Code
- 171024006
- City
- TOTU(SHIMLA)
- District
- TOTU,SHIMLA
- State
- HIMACHAL PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0089200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0089200.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0089200.
IFSC Code Structure
P
U
N
B
0
0
8
9
2
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 089200 — Branch code (SIMLA TOTU BAZAR, DISTT. SIMLA)
Frequently Asked Questions
Is PUNB0089200 valid for online transfer?
Yes, PUNB0089200 is a valid IFSC code for Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA branch in TOTU(SHIMLA), HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0089200 belong to?
PUNB0089200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA is 171024006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0089200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.