Punjab National Bank KARIYAM Branch IFSC Code

PUNB 0097610
Punjab National Bank Logo Punjab National Bank
KARIYAM — SHAHID BHAGAT SINGH NAGAR, PUNJAB
MICR: 144024317 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KARIYAM
IFSC Code
PUNB0097610
MICR Code
144024317
Address
LUDHIANA ROAD VPO KARIYAM 144514
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City
SHAHID BHAGAT SINGH NAGAR
District
KARIYAM
State
PUNJAB
Contact
+911823232874

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0097610 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0097610.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0097610.

IFSC Code Structure

P
U
N
B
0
0
9
7
6
1
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 097610 — Branch code (KARIYAM)

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Frequently Asked Questions

Is PUNB0097610 valid for online transfer?
Yes, PUNB0097610 is a valid IFSC code for Punjab National Bank KARIYAM branch in SHAHID BHAGAT SINGH NAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0097610 belong to?
PUNB0097610 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KARIYAM is 144024317. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0097610?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.