Punjab National Bank KULDIHA Branch IFSC Code

PUNB 0103120
Punjab National Bank Logo Punjab National Bank
KULDIHA — BARDHAMAN, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KULDIHA
IFSC Code
PUNB0103120
Address
VILL&P.O KULDIHA,DIST. BURDWAN
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City
BARDHAMAN
District
KULDIHA
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0103120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0103120.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0103120.

IFSC Code Structure

P
U
N
B
0
1
0
3
1
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 103120 — Branch code (KULDIHA)

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Frequently Asked Questions

Is PUNB0103120 valid for online transfer?
Yes, PUNB0103120 is a valid IFSC code for Punjab National Bank KULDIHA branch in BARDHAMAN, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0103120 belong to?
PUNB0103120 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0103120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.