Punjab National Bank PHUGANA Branch IFSC Code
PUNB 0104400
Punjab National Bank PHUGANA — DISTT MUZAFFARNAGAR, UTTAR PRADESH
MICR: 251024537
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHUGANA
- IFSC Code
- PUNB0104400
- MICR Code
- 251024537
- City
- DISTT MUZAFFARNAGAR
- District
- PHUGANA
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0104400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0104400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0104400.
IFSC Code Structure
P
U
N
B
0
1
0
4
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 104400 — Branch code (PHUGANA)
Nearby Punjab National Bank Branches in DISTT MUZAFFARNAGAR
GARHI PUKHTA, DISTT. MUAFFARNA
PUNB0066800
VPO GARHI PUKHTA, TEHSIL SHAMLI
MICR: 251024516 RTGS ✓ NEFT ✓ IMPS ✓
JALALABAD, DISTT. MUZAFFARNAGA
PUNB0071000
VPO JALALABAD
MICR: 251024518 RTGS ✓ NEFT ✓ IMPS ✓
BIRALSI, DISTT. MUZAFFARNAGAR
PUNB0115800
V&PO BIRALSI
MICR: 251024506 RTGS ✓ NEFT ✓ IMPS ✓
JAT MUZHERA
PUNB0117300
VILL & PO JAT MUZHERA
MICR: 251024521 RTGS ✓ NEFT ✓ IMPS ✓
GANGERU, DISTT. MUZAFFARNAGAR
PUNB0191900
VILL & PO GANGERU
MICR: 251024515 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0104400 valid for online transfer?
Yes, PUNB0104400 is a valid IFSC code for Punjab National Bank PHUGANA branch in DISTT MUZAFFARNAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0104400 belong to?
PUNB0104400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHUGANA is 251024537. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0104400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.