Punjab National Bank MARGAONGOA Branch IFSC Code

PUNB 0123320
Punjab National Bank Logo Punjab National Bank
MARGAONGOA — SOUTH GOA, GOA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
MARGAONGOA
IFSC Code
PUNB0123320
Address
KARISHMA APPARTMENTS,M,ARGAON GOA
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City
SOUTH GOA
District
MARGAONGOA
State
GOA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0123320 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0123320.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0123320.

IFSC Code Structure

P
U
N
B
0
1
2
3
3
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 123320 — Branch code (MARGAONGOA)

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Frequently Asked Questions

Is PUNB0123320 valid for online transfer?
Yes, PUNB0123320 is a valid IFSC code for Punjab National Bank MARGAONGOA branch in SOUTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0123320 belong to?
PUNB0123320 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0123320?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.