Punjab National Bank BHAVNAGAR Branch IFSC Code

PUNB 0124320
Punjab National Bank Logo Punjab National Bank
BHAVNAGAR — BHAVNAGAR, GUJARAT
MICR: 364024003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
BHAVNAGAR
IFSC Code
PUNB0124320
MICR Code
364024003
Address
LATIBAZAR KHAR GATE,BHAVNAGAR
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City
BHAVNAGAR
District
BHAVNAGAR
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0124320 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0124320.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0124320.

IFSC Code Structure

P
U
N
B
0
1
2
4
3
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 124320 — Branch code (BHAVNAGAR)

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Frequently Asked Questions

Is PUNB0124320 valid for online transfer?
Yes, PUNB0124320 is a valid IFSC code for Punjab National Bank BHAVNAGAR branch in BHAVNAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0124320 belong to?
PUNB0124320 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank BHAVNAGAR is 364024003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0124320?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.