Punjab National Bank LUDHIANA RCC, DISTT. LUDHIANA Branch IFSC Code
PUNB 0197900
Punjab National Bank LUDHIANA RCC, DISTT. LUDHIANA — LUDHIANA, PUNJAB
MICR: 141024001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- LUDHIANA RCC, DISTT. LUDHIANA
- IFSC Code
- PUNB0197900
- MICR Code
- 141024001
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0197900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0197900.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0197900.
IFSC Code Structure
P
U
N
B
0
1
9
7
9
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 197900 — Branch code (LUDHIANA RCC, DISTT. LUDHIANA)
Nearby Punjab National Bank Branches in LUDHIANA
LUDHIANACHAURA BAZAR
PUNB0000410
CHAURA BAZAR 141008
MICR: 141024067 RTGS ✓ NEFT ✓ IMPS ✓
JAGRAON-SHERPURA ROAD
PUNB0000510
432,SHERPURA ROAD JAGRAON 142026
MICR: 142024062 RTGS ✓ NEFT ✓ IMPS ✓
SAHNEWAL
PUNB0002810
GT ROAD SAHNEWAL DISTT LUDHIANA 141120
MICR: 141024083 RTGS ✓ NEFT ✓ IMPS ✓
JAGRAON-TEHSIL ROAD
PUNB0003010
TEHSIL ROAD 142026
MICR: 142024064 RTGS ✓ NEFT ✓ IMPS ✓
BASSIAN LUDHIANA
PUNB0004910
MAIN RDBASSIN TEHSIL RAIKOT 143032
MICR: 141024305 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0197900 valid for online transfer?
Yes, PUNB0197900 is a valid IFSC code for Punjab National Bank LUDHIANA RCC, DISTT. LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0197900 belong to?
PUNB0197900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA RCC, DISTT. LUDHIANA is 141024001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0197900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.