Punjab National Bank GURDASPUR Branch IFSC Code

PUNB 0209820
Punjab National Bank Logo Punjab National Bank
GURDASPUR — CHANDIGARH, PUNJAB
MICR: 143024217 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
GURDASPUR
IFSC Code
PUNB0209820
MICR Code
143024217
Address
GURDASPUR,
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City
CHANDIGARH
District
CHANDIGARH
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0209820 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0209820.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0209820.

IFSC Code Structure

P
U
N
B
0
2
0
9
8
2
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 209820 — Branch code (GURDASPUR)

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Frequently Asked Questions

Is PUNB0209820 valid for online transfer?
Yes, PUNB0209820 is a valid IFSC code for Punjab National Bank GURDASPUR branch in CHANDIGARH, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0209820 belong to?
PUNB0209820 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GURDASPUR is 143024217. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0209820?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.