Punjab National Bank JALANDHAR FOCAL POINT Branch IFSC Code

PUNB 0227200
Punjab National Bank Logo Punjab National Bank
JALANDHAR FOCAL POINT — JALANDHAR, PUNJAB
MICR: 144024009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
JALANDHAR FOCAL POINT
IFSC Code
PUNB0227200
MICR Code
144024009
Address
FOCAL POINT, JALANDHAR
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City
JALANDHAR
District
JALANDHAR
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0227200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0227200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0227200.

IFSC Code Structure

P
U
N
B
0
2
2
7
2
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 227200 — Branch code (JALANDHAR FOCAL POINT)

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Frequently Asked Questions

Is PUNB0227200 valid for online transfer?
Yes, PUNB0227200 is a valid IFSC code for Punjab National Bank JALANDHAR FOCAL POINT branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0227200 belong to?
PUNB0227200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank JALANDHAR FOCAL POINT is 144024009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0227200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.