Punjab National Bank PHRISAL, DISTT. KULGAM ,J K Branch IFSC Code
PUNB 0295700
Punjab National Bank PHRISAL, DISTT. KULGAM ,J K — PHRISAL, DISTT KULGAM, JAMMU AND KASHMIR
MICR: 192024505
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PHRISAL, DISTT. KULGAM ,J K
- IFSC Code
- PUNB0295700
- MICR Code
- 192024505
- City
- PHRISAL, DISTT KULGAM
- District
- PHRISAL, DISTT KULGAM
- State
- JAMMU AND KASHMIR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0295700 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0295700.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0295700.
IFSC Code Structure
P
U
N
B
0
2
9
5
7
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 295700 — Branch code (PHRISAL, DISTT. KULGAM ,J K)
Frequently Asked Questions
Is PUNB0295700 valid for online transfer?
Yes, PUNB0295700 is a valid IFSC code for Punjab National Bank PHRISAL, DISTT. KULGAM ,J K branch in PHRISAL, DISTT KULGAM, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0295700 belong to?
PUNB0295700 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PHRISAL, DISTT. KULGAM ,J K is 192024505. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0295700?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.