Punjab National Bank SRINAGAR, KHANYAR Branch IFSC Code

PUNB 0314700
Punjab National Bank Logo Punjab National Bank
SRINAGAR, KHANYAR — JK, JAMMU AND KASHMIR
MICR: 190024009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SRINAGAR, KHANYAR
IFSC Code
PUNB0314700
MICR Code
190024009
Address
NOWHATTA CHOWK, KHANYAR
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City
JK
District
SRINAGAR, ,JK
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0314700 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0314700.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0314700.

IFSC Code Structure

P
U
N
B
0
3
1
4
7
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 314700 — Branch code (SRINAGAR, KHANYAR)

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Frequently Asked Questions

Is PUNB0314700 valid for online transfer?
Yes, PUNB0314700 is a valid IFSC code for Punjab National Bank SRINAGAR, KHANYAR branch in JK, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0314700 belong to?
PUNB0314700 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SRINAGAR, KHANYAR is 190024009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0314700?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.