Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG Branch IFSC Code

PUNB 0321200
Punjab National Bank Logo Punjab National Bank
LUMDING COLLEGE RD, DISTT. NAG — DISTT. NAGAON, ASSAM
MICR: 782024504 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
LUMDING COLLEGE RD, DISTT. NAG
IFSC Code
PUNB0321200
MICR Code
782024504
Address
COLLEGE ROAD, OPP. LUMDING POST OFFICE
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City
DISTT. NAGAON
District
LUMDING, DISTT NAGAON, ASSAM
State
ASSAM

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0321200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0321200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0321200.

IFSC Code Structure

P
U
N
B
0
3
2
1
2
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 321200 — Branch code (LUMDING COLLEGE RD, DISTT. NAG)

Frequently Asked Questions

Is PUNB0321200 valid for online transfer?
Yes, PUNB0321200 is a valid IFSC code for Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG branch in DISTT. NAGAON, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0321200 belong to?
PUNB0321200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG is 782024504. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0321200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.