Punjab National Bank LUDHIANA OVERLOCK ROAD Branch IFSC Code
PUNB 0346300
Punjab National Bank LUDHIANA OVERLOCK ROAD — OPP CYCLE MARKET, PUNJAB
MICR: 141024024
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- LUDHIANA OVERLOCK ROAD
- IFSC Code
- PUNB0346300
- MICR Code
- 141024024
- City
- OPP CYCLE MARKET
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0346300 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0346300.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0346300.
IFSC Code Structure
P
U
N
B
0
3
4
6
3
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 346300 — Branch code (LUDHIANA OVERLOCK ROAD)
Frequently Asked Questions
Is PUNB0346300 valid for online transfer?
Yes, PUNB0346300 is a valid IFSC code for Punjab National Bank LUDHIANA OVERLOCK ROAD branch in OPP CYCLE MARKET, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0346300 belong to?
PUNB0346300 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA OVERLOCK ROAD is 141024024. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0346300?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.