Punjab National Bank RAM NAGAR ,NAINITAL Branch IFSC Code
PUNB 0388000
Punjab National Bank RAM NAGAR ,NAINITAL — RAM NAGAR (UTTRANCHAL), UTTARAKHAND
MICR: 244024402
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- RAM NAGAR ,NAINITAL
- IFSC Code
- PUNB0388000
- MICR Code
- 244024402
- City
- RAM NAGAR (UTTRANCHAL)
- District
- RAM NAGAR ,UTTRANCHAL
- State
- UTTARAKHAND
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0388000 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0388000.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0388000.
IFSC Code Structure
P
U
N
B
0
3
8
8
0
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 388000 — Branch code (RAM NAGAR ,NAINITAL)
Frequently Asked Questions
Is PUNB0388000 valid for online transfer?
Yes, PUNB0388000 is a valid IFSC code for Punjab National Bank RAM NAGAR ,NAINITAL branch in RAM NAGAR (UTTRANCHAL), UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0388000 belong to?
PUNB0388000 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank RAM NAGAR ,NAINITAL is 244024402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0388000?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.