Punjab National Bank RAILWAY ROAD, KARNAL Branch IFSC Code

PUNB 0395100
Punjab National Bank Logo Punjab National Bank
RAILWAY ROAD, KARNAL — KARNAL, HARYANA
MICR: 132024105 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
RAILWAY ROAD, KARNAL
IFSC Code
PUNB0395100
MICR Code
132024105
Address
RAILWAY ROAD, KARNAL
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City
KARNAL
District
KARNAL
State
HARYANA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0395100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0395100.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0395100.

IFSC Code Structure

P
U
N
B
0
3
9
5
1
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 395100 — Branch code (RAILWAY ROAD, KARNAL)

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Frequently Asked Questions

Is PUNB0395100 valid for online transfer?
Yes, PUNB0395100 is a valid IFSC code for Punjab National Bank RAILWAY ROAD, KARNAL branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0395100 belong to?
PUNB0395100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank RAILWAY ROAD, KARNAL is 132024105. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0395100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.