Punjab National Bank HAIBOWAL KALAN, LUDHIANA Branch IFSC Code

PUNB 0408400
Punjab National Bank Logo Punjab National Bank
HAIBOWAL KALAN, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141024034 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
HAIBOWAL KALAN, LUDHIANA
IFSC Code
PUNB0408400
MICR Code
141024034
Address
HAIBOWAL KALAN
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0408400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0408400.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0408400.

IFSC Code Structure

P
U
N
B
0
4
0
8
4
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 408400 — Branch code (HAIBOWAL KALAN, LUDHIANA)

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Frequently Asked Questions

Is PUNB0408400 valid for online transfer?
Yes, PUNB0408400 is a valid IFSC code for Punjab National Bank HAIBOWAL KALAN, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0408400 belong to?
PUNB0408400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank HAIBOWAL KALAN, LUDHIANA is 141024034. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0408400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.