Punjab National Bank LUDHIANA BENZAMIN ROAD Branch IFSC Code
PUNB 0420800
Punjab National Bank LUDHIANA BENZAMIN ROAD — BENJAMIN ROAD, PUNJAB
MICR: 141024037
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- LUDHIANA BENZAMIN ROAD
- IFSC Code
- PUNB0420800
- MICR Code
- 141024037
- City
- BENJAMIN ROAD
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0420800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0420800.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0420800.
IFSC Code Structure
P
U
N
B
0
4
2
0
8
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 420800 — Branch code (LUDHIANA BENZAMIN ROAD)
Frequently Asked Questions
Is PUNB0420800 valid for online transfer?
Yes, PUNB0420800 is a valid IFSC code for Punjab National Bank LUDHIANA BENZAMIN ROAD branch in BENJAMIN ROAD, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0420800 belong to?
PUNB0420800 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA BENZAMIN ROAD is 141024037. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0420800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.