Punjab National Bank OTTAPALAM Branch IFSC Code

PUNB 0432500
Punjab National Bank Logo Punjab National Bank
OTTAPALAM — OTTAPALAM, KERALA
MICR: 679024002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
OTTAPALAM
IFSC Code
PUNB0432500
MICR Code
679024002
Address
PB NO 9, PALAKKAD ROAD
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City
OTTAPALAM
District
PALAKKAD
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0432500 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0432500.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0432500.

IFSC Code Structure

P
U
N
B
0
4
3
2
5
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 432500 — Branch code (OTTAPALAM)

Frequently Asked Questions

Is PUNB0432500 valid for online transfer?
Yes, PUNB0432500 is a valid IFSC code for Punjab National Bank OTTAPALAM branch in OTTAPALAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0432500 belong to?
PUNB0432500 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank OTTAPALAM is 679024002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0432500?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.