Punjab National Bank PALAI Branch IFSC Code
PUNB 0432600
Punjab National Bank PALAI — DISTT.KOTTAYAM, KERALA
MICR: 686024302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PALAI
- IFSC Code
- PUNB0432600
- MICR Code
- 686024302
- City
- DISTT.KOTTAYAM
- District
- PALAI
- State
- KERALA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0432600 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0432600.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0432600.
IFSC Code Structure
P
U
N
B
0
4
3
2
6
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 432600 — Branch code (PALAI)
Frequently Asked Questions
Is PUNB0432600 valid for online transfer?
Yes, PUNB0432600 is a valid IFSC code for Punjab National Bank PALAI branch in DISTT.KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0432600 belong to?
PUNB0432600 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PALAI is 686024302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0432600?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.