Punjab National Bank PAYAL Branch IFSC Code
PUNB 0456100
Punjab National Bank PAYAL — DISTTLUDHIANA, PUNJAB
MICR: 141024152
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PAYAL
- IFSC Code
- PUNB0456100
- MICR Code
- 141024152
- City
- DISTTLUDHIANA
- District
- PAYAL ,DISTT LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0456100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0456100.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0456100.
IFSC Code Structure
P
U
N
B
0
4
5
6
1
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 456100 — Branch code (PAYAL)
Nearby Punjab National Bank Branches in DISTTLUDHIANA
MALLAH
PUNB0078900
VILL MALLAH
RTGS ✓ NEFT ✓ IMPS ✓
DHANDRA
PUNB0152800
V&PO - DHANDRA
RTGS ✓ NEFT ✓ IMPS ✓
GOINDWAL DSTT. LUDHIANA
PUNB0180000
VILL GONDWAL
MICR: 141024252 RTGS ✓ NEFT ✓ IMPS ✓
KUM KALAN, DISTT. LUDHIANA ,PU
PUNB0345900
VILL KUMKALAN
MICR: 141024504 RTGS ✓ NEFT ✓ IMPS ✓
MULLANPUR GRAIN MARKET,
PUNB0346400
MULLANPUR GRN MKT
MICR: 141024048 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0456100 valid for online transfer?
Yes, PUNB0456100 is a valid IFSC code for Punjab National Bank PAYAL branch in DISTTLUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0456100 belong to?
PUNB0456100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PAYAL is 141024152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0456100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.