Punjab National Bank GURU RAVIDASS EDU TR HOSIAR RD Branch IFSC Code
PUNB 0470900
Punjab National Bank GURU RAVIDASS EDU TR HOSIAR RD — HOSIARPUR ROAD, PHAGWARA (PB), PUNJAB
MICR: 144024781
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GURU RAVIDASS EDU TR HOSIAR RD
- IFSC Code
- PUNB0470900
- MICR Code
- 144024781
- City
- HOSIARPUR ROAD, PHAGWARA (PB)
- District
- PHAGWARA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0470900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0470900.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0470900.
IFSC Code Structure
P
U
N
B
0
4
7
0
9
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 470900 — Branch code (GURU RAVIDASS EDU TR HOSIAR RD)
Frequently Asked Questions
Is PUNB0470900 valid for online transfer?
Yes, PUNB0470900 is a valid IFSC code for Punjab National Bank GURU RAVIDASS EDU TR HOSIAR RD branch in HOSIARPUR ROAD, PHAGWARA (PB), PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0470900 belong to?
PUNB0470900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GURU RAVIDASS EDU TR HOSIAR RD is 144024781. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0470900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.