Punjab National Bank SURAT, DUMAS ROAD Branch IFSC Code

PUNB 0472900
Punjab National Bank Logo Punjab National Bank
SURAT, DUMAS ROAD — DUMAS ROAD, GUJARAT
MICR: 395024011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SURAT, DUMAS ROAD
IFSC Code
PUNB0472900
MICR Code
395024011
Address
U-20 TO U23 CITY LIGH COMPLEX, CITY LIGHT
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City
DUMAS ROAD
District
SURAT
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0472900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0472900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0472900.

IFSC Code Structure

P
U
N
B
0
4
7
2
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 472900 — Branch code (SURAT, DUMAS ROAD)

Frequently Asked Questions

Is PUNB0472900 valid for online transfer?
Yes, PUNB0472900 is a valid IFSC code for Punjab National Bank SURAT, DUMAS ROAD branch in DUMAS ROAD, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0472900 belong to?
PUNB0472900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SURAT, DUMAS ROAD is 395024011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0472900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.