Punjab National Bank GIDDI Branch IFSC Code
PUNB 0490100
Punjab National Bank GIDDI — POST GIDDI DIST HAZARIBAGH, JHARKHAND
MICR: 825024502
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GIDDI
- IFSC Code
- PUNB0490100
- MICR Code
- 825024502
- City
- POST GIDDI DIST HAZARIBAGH
- District
- GIDDI ,RAHCHI
- State
- JHARKHAND
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0490100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0490100.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0490100.
IFSC Code Structure
P
U
N
B
0
4
9
0
1
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 490100 — Branch code (GIDDI)
Frequently Asked Questions
Is PUNB0490100 valid for online transfer?
Yes, PUNB0490100 is a valid IFSC code for Punjab National Bank GIDDI branch in POST GIDDI DIST HAZARIBAGH, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0490100 belong to?
PUNB0490100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GIDDI is 825024502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0490100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.