Punjab National Bank PATPARGANJ IND. AREA -SPL SME Branch IFSC Code
PUNB 0490400
Punjab National Bank PATPARGANJ IND. AREA -SPL SME — SPL. S M E BRANCH, DELHI
MICR: 110024470
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PATPARGANJ IND. AREA -SPL SME
- IFSC Code
- PUNB0490400
- MICR Code
- 110024470
- City
- SPL. S M E BRANCH
- District
- DELHI
- State
- DELHI
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0490400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0490400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0490400.
IFSC Code Structure
P
U
N
B
0
4
9
0
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 490400 — Branch code (PATPARGANJ IND. AREA -SPL SME)
Frequently Asked Questions
Is PUNB0490400 valid for online transfer?
Yes, PUNB0490400 is a valid IFSC code for Punjab National Bank PATPARGANJ IND. AREA -SPL SME branch in SPL. S M E BRANCH, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0490400 belong to?
PUNB0490400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PATPARGANJ IND. AREA -SPL SME is 110024470. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0490400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.