Punjab National Bank KISHANGANJ Branch IFSC Code

PUNB 0493400
Punjab National Bank Logo Punjab National Bank
KISHANGANJ — KISHANGANJ, BIHAR
MICR: 855024002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KISHANGANJ
IFSC Code
PUNB0493400
MICR Code
855024002
Address
LOHAR PATTI ROAD
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City
KISHANGANJ
District
KISHANGANJ ,BIHAR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0493400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0493400.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0493400.

IFSC Code Structure

P
U
N
B
0
4
9
3
4
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 493400 — Branch code (KISHANGANJ)

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Frequently Asked Questions

Is PUNB0493400 valid for online transfer?
Yes, PUNB0493400 is a valid IFSC code for Punjab National Bank KISHANGANJ branch in KISHANGANJ, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0493400 belong to?
PUNB0493400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KISHANGANJ is 855024002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0493400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.