Punjab National Bank GUMLA Branch IFSC Code
PUNB 0493500
Punjab National Bank GUMLA — GUMLA (JHARKHAND), JHARKHAND
MICR: 835024102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GUMLA
- IFSC Code
- PUNB0493500
- MICR Code
- 835024102
- City
- GUMLA (JHARKHAND)
- District
- GUMLA ,JHARKHAND
- State
- JHARKHAND
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0493500 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0493500.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0493500.
IFSC Code Structure
P
U
N
B
0
4
9
3
5
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 493500 — Branch code (GUMLA)
Frequently Asked Questions
Is PUNB0493500 valid for online transfer?
Yes, PUNB0493500 is a valid IFSC code for Punjab National Bank GUMLA branch in GUMLA (JHARKHAND), JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0493500 belong to?
PUNB0493500 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GUMLA is 835024102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0493500?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.