Punjab National Bank PADAO ,VARANASI Branch IFSC Code
PUNB 0494100
Punjab National Bank PADAO ,VARANASI — PARAO, UTTAR PRADESH
MICR: 221024011
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PADAO ,VARANASI
- IFSC Code
- PUNB0494100
- MICR Code
- 221024011
- City
- PARAO
- District
- VARANASI
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0494100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0494100.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0494100.
IFSC Code Structure
P
U
N
B
0
4
9
4
1
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 494100 — Branch code (PADAO ,VARANASI)
Frequently Asked Questions
Is PUNB0494100 valid for online transfer?
Yes, PUNB0494100 is a valid IFSC code for Punjab National Bank PADAO ,VARANASI branch in PARAO, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0494100 belong to?
PUNB0494100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PADAO ,VARANASI is 221024011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0494100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.