Punjab National Bank DELHI, DERA Branch IFSC Code
PUNB 0494300
Punjab National Bank DELHI, DERA — P.O. DERA, NEW DELHI, DELHI
MICR: 110024473
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- DELHI, DERA
- IFSC Code
- PUNB0494300
- MICR Code
- 110024473
- City
- P.O. DERA, NEW DELHI
- District
- NEW DELHI
- State
- DELHI
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0494300 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0494300.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0494300.
IFSC Code Structure
P
U
N
B
0
4
9
4
3
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 494300 — Branch code (DELHI, DERA)
Frequently Asked Questions
Is PUNB0494300 valid for online transfer?
Yes, PUNB0494300 is a valid IFSC code for Punjab National Bank DELHI, DERA branch in P.O. DERA, NEW DELHI, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0494300 belong to?
PUNB0494300 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank DELHI, DERA is 110024473. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0494300?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.