Punjab National Bank LUDHIANA,HERO DMC HEART INSTT. Branch IFSC Code
PUNB 0494400
Punjab National Bank LUDHIANA,HERO DMC HEART INSTT. — CIVIL LINES LUDHIANA, PUNJAB
MICR: 141024045
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- LUDHIANA,HERO DMC HEART INSTT.
- IFSC Code
- PUNB0494400
- MICR Code
- 141024045
- City
- CIVIL LINES LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0494400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0494400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0494400.
IFSC Code Structure
P
U
N
B
0
4
9
4
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 494400 — Branch code (LUDHIANA,HERO DMC HEART INSTT.)
Frequently Asked Questions
Is PUNB0494400 valid for online transfer?
Yes, PUNB0494400 is a valid IFSC code for Punjab National Bank LUDHIANA,HERO DMC HEART INSTT. branch in CIVIL LINES LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0494400 belong to?
PUNB0494400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank LUDHIANA,HERO DMC HEART INSTT. is 141024045. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0494400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.